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Best Student Loans for 2022
Best Student Loan for You
June 2022
Recommended
1
- Multiple Repayment Options: Full Principal & Interest, Interest Only, Flat Payment or Deferred (no payments during school)2
- Borrow 100% of your school-certified expenses.3
- Get a 0.25 percentage point interest rate reduction while enrolled in and making monthly payments by automatic debit.1
- Choice of Competitive Fixed or Variable Interest Rates
- No origination fee or prepayment penalty.
- An undergraduate student loan can help you build credit.
- Lower your interest rate when you choose in-school repayment.
2
- 1.13% - 11.23% variable APR1
- 3.50% - 12.60% fixed APR1
- Lowest rates shown include Auto Debit Discount.1
- Whether you are studying online or on campus, borrow up to 100% of the school-certified expenses for the entire school year.4
- Choose from multiple repayment options to suit your budget1. No origination fee or prepayment penalty.2
- The only undergraduate student loan that offers 4 months free Chegg® study help.3
- Consider adding a cosigner: Students are nearly 4X more likely to be approved with a cosigner5 and it may help you get a better rate.5
3
- Variable rates starting at 1.24% APR (including 0.25% Auto Pay discount)1
- Check your eligibility in just 2 minutes
- 9 month grace period (3 months more than most lenders)2
- Fast application and decision-making process
- Flexible repayment options (5, 7, 10 and 15 year loan terms)
- No fees for origination, disbursement, prepayment, or late payment
- Skip a payment once per year (once repayment period restarted)3
- Covers up to 100% of the school certified cost of attendance
4
- Backed by Nelnet Inc., a Company with 40+ Years of Student Loan Servicing Experience
- Multiple Loan Terms
- Low Rates1
- Auto Debit Savings2
- Easy Cosigning and Cosigner Release3
- Flexible Repayment Options
- No Origination Fees
5
- Get a 0.25% discount when you set up autopay.* Plus, SoFi members can qualify for exclusive rate discounts.**1
- Apply online within minutes. Very easy to apply and add a cosigner to your application.
- No fees mean no fees. No origination fees, no late fees, and no insufficient fund fees.
- Adding a cosigner with a solid financial history and good credit may help improve your chances of loan approval—and sometimes even a lower interest rate.
6
- Cash back. After graduation, you may be eligible to get 1% of your loan back as a cash reward.
- Referral bonus. Tell your friends about Ascent, and you could earn up to $525.
- No fees. You’ll pay no money to open an account, make a payment, or handle other routine tasks.
- Small loans. Some students need to borrow large amounts every year. Ascent offers loans as big as $200,000, but if you need just $1,000, they can help you too.
7
- 1.13% - 11.23% variable APR1
- 3.50% - 12.60% fixed APR1
- Lowest rates shown include Auto Debit Discount.1
- Whether you are studying online or on campus, borrow up to 100% of the school-certified expenses for the entire school year.4
- Choose from multiple repayment options to suit your budget1. No origination fee or prepayment penalty.2
- The only undergraduate student loan that offers 4 months free Chegg® study help.3
- Consider adding a cosigner: Students are nearly 4X more likely to be approved with a cosigner5 and it may help you get a better rate.5
8
- Multiple Repayment Options: Full Principal & Interest, Interest Only, Flat Payment or Deferred (no payments during school)2
- Borrow 100% of your school-certified expenses.3
- Get a 0.25 percentage point interest rate reduction while enrolled in and making monthly payments by automatic debit.1
- Choice of Competitive Fixed or Variable Interest Rates
- No origination fee or prepayment penalty.
- An undergraduate student loan can help you build credit.
- Lower your interest rate when you choose in-school repayment.
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1
Recommended
- Multiple Repayment Options: Full Principal & Interest, Interest Only, Flat Payment or Deferred (no payments during school)2
- Borrow 100% of your school-certified expenses.3
- Get a 0.25 percentage point interest rate reduction while enrolled in and making monthly payments by automatic debit.1
- Choice of Competitive Fixed or Variable Interest Rates
- No origination fee or prepayment penalty.
- An undergraduate student loan can help you build credit.
- Lower your interest rate when you choose in-school repayment.